Phân tích tư tưởng của nhân dân qua đoạn thơ: Những người vợ nhớ chồng… Những cuộc đời đã hóa sông núi ta trong Đất nước của Nguyễn Khoa Điềm
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In this paper we focus on the recent Spanish credit cycle which largely explains the banking problems in this country and, in particular, the episodes of financial instability and uncertainty that the Spanish banking sector suffered during 2009 and 2010. These episodes gave, in turn, rise to the implementation of banking restructuring plans in 2010 and early 2011. We characterize the sequential evolution of the credit cycle and claim that securitization and, in particular, mortgage-backed securitization (MBS onwards), together with housing prices, may have had a large and lasting effect – through excessive lending ...
Nội dung trích xuất từ tài liệu:
Alternative Data U.S. Consumer Credit Reports: Measuring Accuracy and Dispute ImpactstsMichael A. Turner, Ph.D., Robin Varghese, Ph.D., Patrick D.
