BÀI TRẮC NGHIỆM TIẾNG ANH CHUYÊN NGÀNH NGÂN HÀNG TRÌNH ĐỘ CƠ BẢN

FINANCE – BANKING VOCABULARY TEST Choose the correct word to complete each sentence : 1. The great advantage of using …………. for payments is that you don’t have to carry large amounts of cash around with you. a/ Checks b/ Bills of exchange c/ Promissory notes2. To put money into the bank: a/ To deposit b/ To withdraw c/ To endorse3. To subtract money from an account a/ Credit b/ Debit c/ Clear4. To make two accounts match with each other . a/ Honour b/ Present c/ Reconcile5. Interest…………..are their lowest level since the 1980’s. a/ Figures b/ Rates c/...
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BÀI TRẮC NGHIỆM TIẾNG ANH CHUYÊN NGÀNH NGÂN HÀNG TRÌNH ĐỘ CƠ BẢNBÀI TRẮC NGHIỆM TIẾNG ANH CHUYÊN NGÀNH NGÂN HÀNG TRÌNH ĐỘ CƠ BẢNFINANCE – BANKING VOCABULARY TEST Choose the correct word to complete each sentence : 1. The great advantage of using …………. for payments is that you don’t have to carry large amounts of cash around with you. a/ Checks b/ Bills of exchange c/ Promissory notes 2. To put money into the bank: a/ To deposit b/ To withdraw c/ To endorse 3. To subtract money from an account a/ Credit b/ Debit c/ Clear4. To make two accounts match with each other . a/ Honour b/ Present c/ Reconcile5. Interest…………..are their lowest level since the 1980’s. a/ Figures b/ Rates c/ Numbers6. The remaining amount of money in an account . a/ Credit b/ Debit c/ Balance7. The money that you borrow from a banking institution is called a…….. a/ Loan b/ Deposit c/ Commission8. Money in the form of bank notes and coins a/ Cash b/ Cashier c/ Cashew 19. A customer can deposit and withdraw the money in a ----------------- at any time without waiting for a period of time. a/ demand deposit account b/ time deposit account c/ savings account10. ……………………involves recording every purchase and sale that a business makes, in the order that they take place, in journals. a/ Bookkeeping b/ Accounting c/ Auditing11. The ……………….represents the total value of the goods and services produced by a country over some unit of time (a month, a season, a year etc.). a/ Gross Domestic Product b/ Gross Profit Margin c/ Gross National Income12. An economy that lacks a commonly accepted currency, so all exchanges must bemade with goods and services because money does not exist in these economies. a/ Monetary economy b/ Barter economy c/ Commodity economy13. The ……………………… measures how much the price of a basket of consumer goods has changed over a given time period. a/ Consumer Behavior Index b/ Consumer Confidentiality Index c/ Consumer Price Index14. ……………………. acts as a unit of account, a store of value, and a medium of exchange in transactions. a/ Currency b/ Cash c/ Money15. . ………are people who put money into a business in the hope of making a profit. a/ Borrowers b/ Spenders c/ Investors16. A record of a depositor’s deposits and withdrawals. a/ Accounting b/ Accountant c/ Account17. Payment by the bank for the use of a depositor’s money. a/ Principal b/ Interest c/ Loan 218. In order to withdraw money the bank requires your………….. a/ Statement b/ Savings account c/ Signature19. When you give money to a bank, who are you? a/ A borrower b/ A depositor c/ A withdrawer20. Things a company owns and uses in its business. a/ Liabilities b/ Owners’ equity c/ Assets21. The amount of money that the lender lends to the borrower. a/ principle b/ principal c/ premium22. When my friend needs a loan he offers the bank his house as…….. a/ debt b/ deposit c/ collateral23. A small book that records a depositor’s deposits, withdrawals and interest paymentsby the bank. a/ Journal b/ Passbook c/ Ledger24. I’m paying for my new car in 36 monthly ………….. a/ instalments b/ pieces c/ parts25. In Japan, the US dollar is ………………………………. a/ foreign money b/ strange money c/ a foreign currency26. A depositor is ………….when he writes a check for more money than he has in hisaccount. a/ overdrawn b/ debited c/ credited27. What is the primary source of income for commercial banks? a/ Fees b/ Deposits c/ Loans28. How easily a company can turn some of its assets into cash. a/ Efficiency b/ Solvency c/ Liquidity 3 29. You are never too young to start----------some money in a savings account. a/ Investing b/ Infusing c/ Interesting 30 . The bank’s ………….lists assets and liabilities. a/ profit and loss statement b/ cash flow c/ balance sheet 31. Money received; in accounting, an entry made on the right side of an account. a/ debit b/ credit c/ balance 32. The financial institution is as an intermediary since……….. a/ it gets deposits from customers and then it provides loans to customers. b/ it operates between the buyers and the sellers. c/ it takes capital from its reserve and offers to its creditors. 33. It may seem a long way into the future but in the end you will get some----------- from your investment. a/ Produce b/ Price c/ Benefit 34. Each business hopes to make a………….to satisfy the shareholders. a/ Share b/ Profit c/ export 35. My husband would like to remodel the kitchen so I would like to………$20,000 for a ...