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PHI provides a source of insurance in systems with targeted, non-universal access to health care
coverage. It plays a particularly large role in countries with a history of private health coverage and an
absence of universal coverage. For example, in the Netherlands, nearly all of the population without access
to social insurance purchases PHI (about a third of the population), and the majority of the socially insured
rely on PHI for coverage of services not included within social insurance. In the United States, the majority
of the non-elderly population without public insurance are covered by PHI. However, unlike the case in the
Netherlands, significant gaps in...
Nội dung trích xuất từ tài liệu:
Health Insurance Regulation by States and the Federal Government: A Review of Current Approaches and Proposals for Change
