Phân tích tư tưởng của nhân dân qua đoạn thơ: Những người vợ nhớ chồng… Những cuộc đời đã hóa sông núi ta trong Đất nước của Nguyễn Khoa Điềm
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We start by discussing the role of explicit deposit insurance in the financial safety net as well as the peculiar features of different deposit insurance schemes across countries. We review both the theoretical literature and the empirical evidence on the topic. We then move to investigate how deposit insurance is likely to affect interest rates in the banking sector. We collect data on different economic and financial variables, as well as institutional indicators, for a set of 80 countries. The obvious starting hypothesis to test is how deposit insurance affects the lending borrowing spread in banking. One would...
Nội dung trích xuất từ tài liệu:
Loans, Interest Rates and Guarantees: Is There a Link?
