Modeling Cyber-Insurance: Towards A Unifying Framework
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Having private health insurance obviously also improves access to needed care at the right time if
no other form of health coverage is available and “safety-net” providers (who provide services irrespective
of ability to pay) are in the minority. In the United States, there is evidence suggesting that uninsured
individuals wait to receive treatment until they need emergency care – for which hospitals are under an
obligation to provide services to those in need – but obtain less primary and preventative services (Docteur
et al., 2003). Governmental policies promoting access to health coverage for the uninsured can improve
access to timely care for these population groups....
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Modeling Cyber-Insurance: Towards A Unifying Framework
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Modeling Cyber-Insurance: Towards A Unifying Framework
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