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NATIONAL HEALTH INSURANCE IN SOUTH AFRICA

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The ownership of insurers and the scope of their activities may also pose market challenges. While competition is arguably limited by the presence of few players, such as in the Irish insurance system, the existence of several players is not the only measure of market competitiveness. Mobility across insurers is low in many OECD countries. It is also sometimes challenging to establish incentives for “healthy” and equitable competition among PHI insurers, as they face incentives to concentrate on good risks, thereby failing to cover more vulnerable individuals. The involvement by private health insurers who are affiliates of social insurers in differently regulated statutory and voluntary health...
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NATIONAL HEALTH INSURANCE IN SOUTH AFRICA

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