Pay-As-You-Drive Auto Insurance: A Simple Way to Reduce Driving-Related Harms and Increase Equity

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The FDIC is committed to expanding economic inclusi in the financial mainstream by ensuring that all Ameri- cans have access to safe, secure, and affordable banking services. As part of this effort, the FDIC is working to fi the research and data gap regarding household participa tion in mainstream banking and the use of non-bank financial services. Every two years, the FDIC conducts t National Survey of Unbanked and Underbanked House holds (household survey). This survey estimates the proportions of households that do not participate in the banking system (unbanked households) and that have a relationship with a federally insured institution but also rely on alternative financial services (AFS) providers...
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Pay-As-You-Drive Auto Insurance: A Simple Way to Reduce Driving-Related Harms and Increase Equity