Phân tích tư tưởng của nhân dân qua đoạn thơ: Những người vợ nhớ chồng… Những cuộc đời đã hóa sông núi ta trong Đất nước của Nguyễn Khoa Điềm
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Many recent institutional reforms of the financial system have relied on the introduction of an
explicit scheme of Deposit Insurance. This instrument aims at two main targets, contributing to
systemic stability and protecting depositors. However it may also affect the interest rate spread in
the banking system, which can be viewed as an indicator of market power in this financial segment.
This paper provides an empirical investigation of the effect of deposit insurance and other
institutional and economic variables on bank interest rates across countries. We find that deposit
insurance increases the lending borrowing spread in...
Nội dung trích xuất từ tài liệu:
Recent Developments in Banks’ Funding Costs and Lending Rates
