Phân tích tư tưởng của nhân dân qua đoạn thơ: Những người vợ nhớ chồng… Những cuộc đời đã hóa sông núi ta trong Đất nước của Nguyễn Khoa Điềm
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Insurers anticipate this adverse job turnover dynamic. Nevertheless, insurers are expected to renew
policies and may be reluctant or prohibited from increasing premiums rapidly. As a result, offered
premiums for covering a previously uninsured firm are well above the initial expected costs for the firm’s
worker’s current age and gender distributions. Such large premium loadings deter small firms from
offering health insurance to their workers. A dynamic adverse selection problem emerges. Employers
with favorable health risks are reluctant to offer insurance because the premium is too high to be
attractive to the existing mix of employees. Furthermore, offering insurance may attract less healthy
workers, worsening the expected...
Nội dung trích xuất từ tài liệu:
Renegotiation of the Standard Reinsurance Agreement (SRA) for Federal Crop Insurance
