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The Institutional System of Protection (ISP), established by Decree-law 6/2010 offers an
effective instrument to bring together a group of credit entities in order to pool their risk
management strategies and develop risk sharing strategies. In the special case of saving
banks, this system is organised around a central entity in the form of a commercial bank
which will pool their risk management strategies, risk sharing and will have full access to
financial markets, including raising capital. Thus, the ISP increases the ability to access
markets in order to obtain equity.
The reform strengthens the commitment on stability and...
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Thrift Involvement in Commercial and Industrial Lending
