Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
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Someone with a physical illness or disability often needs hands-on or
stand-by assistance with activities of daily living (see page 19). People
with cognitive impairments usually need supervision, protection or verbal
reminders to do everyday activities. The way long-term care services are
provided is changing. Skilled care and personal care are still the terms used
most often to describe long-term care and the type or level of care you
may need.
People usually need skilled care for medical conditions that require care by
medical personnel such as registered nurses or professional therapists. This
care is usually needed 24 hours a day, a physician must order it, and it
must...
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Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
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Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
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