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AIDS and Health Insurance: An OTA Survey

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While the resulting American health care model proved a clever way to ensure that the money would roll in from patients, employers, and government, it contained a flaw that is proving fatal. The flaw is that health care consumers have been removed from par- ticipating in decisions regarding their care. Our approach to health insurance ignores the important role consumers play in controlling costs and enhanc- ing quality. Dr. Gorman found that people who pay for their own care cut utilization by 10% to 30% with no discernable effect on health. Saving even 10% of Wisconsin’s 2002-2003 health care spending would have saved $260 million. Fortunately a movement has begun to put con- sumers...
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AIDS and Health Insurance: An OTA Survey

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